
Validated Total Income
Validated using our unique set of context data, Pulse returns a USD value for the gross income that a consumer receives, or has reasonable expectation of access to.
Validated using our unique set of context data, Pulse returns a USD value for the gross income that a consumer receives, or has reasonable expectation of access to.
An individualized view of expenditure that gives greater insight into a consumer’s ability to service additional debt, and withstand shocks.
Pulse helps to prioritise your outreach by measuring the level of interaction of your customers.
Pulse does the hard work for you, helping you save up to $78 per existing customer.
Tell us who you need to reach and Pulse gets to work, reaching out to your customers via personalised SMS and email.
Ready to complete online and at their convenience, our Interactive Virtual Interview arrives with your customers.
Pulse gathers the most up to date insight on your customer’s current financial situation, as it happens.
Analysed and interrogated, a unique set of insights are delivered back to inform credit decisioning, from credit limit increases to debt restructuring.
Pulse from Aire gathers first-party data, direct from the consumer, to deliver a truly holistic level of credit insight to lenders.
Download your guideA credit pulse check that better protects your existing loan book, Pulse provides ability to pay indicators alongside actionable measure of engagement insight.
Remove the cost and inconsistency of manual customer management processes by replacing lengthy, individual phone outreach with a single digital solution, built with your customer at its heart.
Strengthen your regulatory evidence of compliant account handling, even if things change rapidly for your existing customers.
Pulse delivers fully auditable credit insight for lenders, built specifically to comply with FCRA, ECOA and other consumer protection laws.
Pulse insights follow a model governance process that provides lenders with the required documentation FDIC or internal audit. Insights generated do this by following a set of recorded steps, including our approach to validation.
Aire operates as a consumer reporting agency under FCRA, and offers consumers appropriate methods to access and query their data.
See how we interact with your customers here.
Expertise in US regulation, product development and partnerships.
With no integration required, fast track your approach to keeping pace with your existing customers with Aire. Leave your details below and we’ll be in touch to tell you more.