Credit scores. For humanity.

Your true credit score.

You build it.
You control it.

And it's designed to be as unique as you are.

Enabling you to qualify for essential financial products.

Finally, a credit score that understands that not everyone lives the same life. It's not fair to be rejected just because you have had different circumstances.

Current credit scores are solely calculated based on past repayment history and antiquated checks. This means that any missing historical data, and your score drops drastically. For all the wrong reasons!

So how do new borrowers like students, migrants and even military people build up credit scores to access finance?

Aire is here to help those that are being incorrectly rejected because they have a 'thin-file'.

Sign up...and take control of your credit score!!!

Designed around you.

Everything we do is driven with your consent. This is your score. You build it.

We believe that people themselves are best source of data for their credit profiles. Our algorithm uses a fresh new approach that is built ground-up from first principles. This is the 21st century, and we cannot use the models from the 1950s.

Rather, we let you submit the data that helps prove your case. Build up your credit profile by bringing in your data and controlling the entire process.

All our data comes with consumer consent. There is no data-mining or sneaky-scraping going on here. It's that radical idea that created Aire.

We are democratising the world of credit scores.

Financial inclusion matters to the world

Aire Labs